SPENDING? IM THE BEST ;P

hi

no

Pretty good

Yes, but by default because I'm bad at spending money. I know how hard I had to work to earn it, so I tend to spend it wisely and only on things that I really need or which I know will give me long lasting joy.

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What money I do save, I am very good at saving. I move money back and forth between different accounts and investments in order to maximise my returns, and I have no problem with opening a new savings account if it will get me an extra £20 interest in a year.

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One financial tip: don't touch Bitcoin with a bargepole. It is fundamentally worthless and works on the "worst idiot" principle of investing - it's value only goes up if you can find another idiot bigger than you to pay more for it than you did.

only recently

very!

Depends what situation you are in, if you have enough to get you by and treat yourself now and again surely thats enough... Ive got 8,250 in my savers