My credit score is in the high 500's and I have no savings. I am $5,000 in debt. What steps do I need to take to get my credit score in a better position and save more money? Thank you!!!

Christina Walker
Ok Christina,
Here's my advice:
1) Most people need to start here: 1st and foremost you need to create a physical budget. You need to see what your money is doing. Get Day 1 of my book, The One Week Budget here for FREE. It will help you do step 1: http://thebudgetnista.com/free-stuff
A budget will help you find the money you need to get out of debt, so don't skip this step.
2) Once you have a budget, you'll need a plan to systematically pay off your debt. Luckily for you, I happen to have one right here. :)
Pay Off Debt in 7 Steps and Still Maintain Your Lifestyle. http://thebudgetnistablog.com/2013/pay-off-debt/
3) Once you begin paying off your debt, by default your credit score will raise. If you want to give it a turbo boost, use some of the tips I outline here:
How to Raise Your Credit Score 100 Points in 1-Year (a short video): http://thebudgetnistablog.com/2013/pay-off-debt/
Let me know how you make out.
LIVE RICHER
The Budgetnista

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