Tiffany, I am trying to get my check in line within the next few years, my score is currently 575! Where should I start? Should I settle all delinquent accounts on my report even if they are old? I plan on disputing them all first to see If any get deleted, what should I do next?

Hi Credit Improvement,
First, you should know that negative info. reported that’s older than 2 years, does NOT highly affect your score. The newest stuff make the most impact.
Here are some posts I wrote that will help you raise your score:
How to Settle Your Credit Card Debt (in 6 Steps):
How to Raise Your Credit Score 100 Points in One Year (Video):
How to Choose Whether to Close or Keep Your Credit Card in 10 Easy Steps:
These will help you to get you're credit score jumping like Jordan. :)
Live richer,
The Budgetnista

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