Tiffany, I am trying to get my check in line within the next few years, my score is currently 575! Where should I start? Should I settle all delinquent accounts on my report even if they are old? I plan on disputing them all first to see If any get deleted, what should I do next?

Hi Credit Improvement,
First, you should know that negative info. reported that’s older than 2 years, does NOT highly affect your score. The newest stuff make the most impact.
Here are some posts I wrote that will help you raise your score:
How to Settle Your Credit Card Debt (in 6 Steps): http://thebudgetnistablog.com/2014/settle-credit-card-debt/
How to Raise Your Credit Score 100 Points in One Year (Video): http://thebudgetnistablog.com/2013/raise-your-credit-score-100-points/
How to Choose Whether to Close or Keep Your Credit Card in 10 Easy Steps: http://thebudgetnistablog.com/2013/10-steps-help-decide-whether-close-keep-credit-card/
These will help you to get you're credit score jumping like Jordan. :)
Live richer,
The Budgetnista
www.livericherchallenge.com

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