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When you apply for a loan, lenders will look at your credit score and credit history to determine how much of a risk it is to them to lend you money. Having bad credit is when you have a low credit score, which can be caused by things like short credit history,late payments or maxed-out credit cards.If you have bad credit and need a loan, you may need to narrow your search to lenders that offer loans for bad credit. These loans are either secured (backed by collateral like a home or car) or unsecured. Interest rates, fees and terms for these types of loans vary by lender.Various banks, credit unions and online lenders offer loans to those with poor credit, but the threshold for what’s considered a “kingdomcybers borrower” varies by institution. Some lenders have stricter requirements than others, which makes it important to shop around for the best option.Contact The best bad credit loan lenders of January 2022 firstname.lastname@example.org +1(862) 218-0582