Congratulations on being on track in your financial goals! That's quite a feat at your age. And to have such significant savings too. As for the other properties, I first have to remove the car from that group as a car is never an investment but a liability. It depreciates as soon as you buy it. Unless your car payment is less than your transportation costs (commuter fares/ride share/cab, or opportunity cost of travel), I would advise against owning one unless you really have a surplus of cash. Next is real estate. Unless you really make tons of money, it's unlikely for you to save enough to purchase real estate, so you will have to rely on loans. You have to study mortgages, interest rates, common charges (for condo), to see if you can afford it and if it's sustainable. Since you're debt-averse (very smart), you can choose a loan that you can pay off quickly so you're not tied to it. You also have to be wise in choosing that land or property that it's in a good location and will appreciate in time. Will it replace your primary housing, or is it an added cost? Is it land you're not going to use in the near future or ever? Then it has to definitely be in a prime spot so you can dispose of it if you don't want it. There are many options and ways to do this. Nagmamadali ka ba? As long as you secured your emergency fund you are free to do with the remainder as you wish as long as you decide wisely. I'd rather you invest in real estate which is more familiar, than give your money to a financial advisor for investments you don't understand. It's never too soon to secure your future. Basta be wise in your decisions. There are so many resources online about what you want to do. Congratulations again on your initiative! I'm proud of you.
While your in-laws might be terrible, your real issue is with your partner because you don't feel assured that he will shield you from your in-laws. Alam mo nang dehado ka and you won't get support from your partner. Try addressing it with him and see if there's a chance he can establish boundaries with them. If not, unfortunately this is a big concern and it's a valid deal breaker. Kung ngayon pa lang alam mo nang issue, it usually gets worse when you get married, especially since alam mo nang hindi kayang i-control ng partner mo ang relatives niya.
Already tall and I would like to be taller. 😁
Because their lives will never be as exciting as the people they spread rumors about.
Nakaka-frustrate ang taong hindi mahal ang sarili pero dapat bang i-cut off ang taong ito? Depends what kind of friendship you have. If you can't support them emotionally, then don't. But we don't always make decisions according to what our friends want. I hope they don't end friendships because of what they want us to do.
One sign of maturity is when you can let others have their own life and opinions without being affected by then. Siya kasi she needs to justify bakit nag-anak siya ng kaaga-aga when there is so much to discover and learn before one becomes a parent. It's her loss and you don't have to convince her of your life if you're secure about. In reality, having a child right now jeopardizes them dahil sa climate change and lack of resources na mangyayari when they are adults. Personally I don't think anyone should be a parent before age 35. We're just not mature enough to take on that big responsibility. Pero parating may nagshe-shame sa kababaihan na dapat mag-anak sila. Bakit? Ayan lang na ang purpose natin na paanakan at taga-alaga lang? Just wait a few years kung anong mangyayari sa friend mo kasi ngayon pa lang napakabitter na niya at gusto pang mandamay. Mga 10-15 years lalabas din yan. A good parent knows it's a huge responsibility and is not for everyone. A bad parent wants everyone to have a child even if it harms them.
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First, be kind to yourself. The reason you're afraid to be accountable is because you're hard on yourself and you use bad language about yourself like "walang narating." You're not dead and you're probably young and most of all, you're human and you make mistakes. So accept that you have failures and then decide what you're going to do about it? Now that you're ready to take responsibility then your life begins and you can make plans. Now what will you do to improve your life?
Say thank you and see what happens next. Don't assume it means anything. Maybe they just have an extra set. 😁
Thank you! I am very fortunate, indeed! But keep in mind that social media only shows good things. There's no trace of the struggle and suffering outside the happy moments. Everyone has them.
Tama siya though. It doesn't mean she wants you to be perfect. She just wants you to try.
Look at my popular answer below. Para may feeling, Tagalugin natin.
1) Mas maganda sila sa iyo.
2) Mas matalino sila sa iyo.
3) Mas mabuti silang tao kesa sa iyo.
4) Pinili ka ng jowa mo kahit totoo ang number 1 to 3.
5) Kung wala kang tiwala sa partner mo at patuloy kang maging insecure, pinapaalala mo sa partner mo ang #1-3.
6) Kung sa tingin mo hindi ka karapat-dapat sa partner mo at mas may karapatan ang ibang tao sa kanya, tama ka.
At kung takot kang masaktan at matapos ang relasyon mo, huwag kang mag-alala kasi talagang masasaktan ka at talagang matatapos ang relasyon mo. Kung ayaw mong masaktan, huwag na huwag kang magmamahal.
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