Need tips. How do you stop yourself from spending too much?
do a financial management. as in, u hv $200 for ur income & this month u plan to save at least $50 in bank. $200-$50 = $150so u can use $150 sja. then after u plan for monthly, divide it into weekly.$150 divide by 3 (3 weeks) $50 for a week $50 divide by 7days = $7. + (take $5 sha for each day) yg labih tu, $2 boleh save in ur piggy bank & use this for ur reward at the end of the month. liat wyg and brg affordable that u want to buyfor me this kind of method rlly effective.?AND make a habit, to pack ur own meal instead bali dri cafeteria. oh yes, dont forget to record ur money in/out which means.. in is for duit yg masuk & out for money yg u spend on brg or foodso thus can help u to see whats u spend most & trying to cut down abit. hope it helps! ??