You have two choices: You can either instantly earn $10 million and never receive any money again, or receive $100,000 monthly for the rest of your life. Assuming neither one requires a job, which are you choosing?
100k per month
If someone were to stop by in front of your house (away from the parking space) and kept looking at you from a distance, would you talk to them or would you continue doing what you were doing and find them creepy?