Hmmm, partially agreed. I think it all depends on one strong will to do saving and their spending habits of utilizing monthly income or side income they make effort to achieve.

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Technically, online payment has made a huge difference in today’s market and technology by creating more benefits, amenities, and accessibility particularly for those people who have a packed & busy schedule, time, and energy to do groceries, pay utilities, shop, or the book or buy anything.

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This technology is growing following the widespread trending to ease one task or needs since everything can be done from their mobile phone or laptop, anywhere and everywhere. The new easy accessibility to purchasing something also makes retails and other businesses take part in online payment especially during this outbreak pandemic. This is one of the recent trends to operate their business as well as breaking the chain since staying at home has been a trademark for the worldwide for the past 2 years.

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There is a lot to mention how online payment has evolved ranging from many fields, platforms, and websites. Not to mention, the fashion industries and many small merchant sites also took this chance to create a business. I’d say it is the marketing to captivate customers but the poor management of finance gonna cost them a risk for the future.

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It's not about less thrifty, it is just the effort to prioritize wants and needs. Tracking expenses that we spent, saving up right before we use, always having the 6 monthly emergency funds are the way we can sustain healthy spending habits. 🌱