Should a guy earning 1 lakh per month, has no car, living in a rented house, think about getting married? He has no other expenses or responsibilities towards parents or siblings. Getting married is expensive as hell these days.
1 lac is not enough anymore if you are a middle class family person. Most of the families want to marry their daughters off to a wealthy bank rather than someone genuine. It's the truth. On one side, there's the concept of dowry (Haram). On the other side, there's this; not giving their daughter's hand to someone struggling or not having enough. You need millions to get married today, unless you are stubborn enough to stand against society and do it the right way.