Too often 🤣

No

No. With the exception of bills I don't buy anything that I can't pay for in cash. It's a good platform for people who really need it but it isn't for me.

Duh

Yes.

I pay upfront

Always 😬😬

I did Afterpay for the first time this week and bought a pair of shoes. They were offering 25% off if I used Afterpay. But I guess now they’ve got me I’ll probably use it again in the future.

Never!

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My philosophy is: if you can’t afford it now, don’t buy it now!

No